As if by magic, I finally have a pension. It is my birthday on Wednesday. I'm turning 38 (although I put in every effort to look ten years younger to at least outwardly give me back my ten years), I really should have been allowed to have a pension before this point.
Saving for retirement is very important. I did point that out to the people in my life. I argued it, making me sicker and it just didn't click in their feeble brains (not even in the head's of my son's primary school teachers). I really don't know where these people think retirement funds come from. It certainly isn't the government. Even now, with the latest generation that didn't have private pensions reaching the end of their lives, the state pension is not enough to live off.
Obviously, my health isn't great. I'm honestly hoping to make it to retirement age. If I don't, my son will inherit everything I put away. And as stated previously and across social media, me and my son intend on identity changes and moving to a non-english speaking country, away from the stress of people who wouldn't let me work in the first place. My pension can come with me and hopefully without any new stress, I can live a long life (even if I don't have the energy for a full life, but I make the most out of what energy I do have).
I still have a ton of debt to pay back, but the government had companies set up private pension schemes for their employees and it has finally kicked in. I could opt out, but my lack of a pension was a major source of my stress and anxiety to begin with and given how old I am and not knowing how long my working life will be, it seems best to be enrolled for the minimum amount at the moment (once the debt is sorted out, I can pay in more).
I have set up some debt repayment, mainly relating to nearly being evicted. Even at the lowest possible repayment amount I was offered, it is still really high. My money is really tight right now. I have no objections if anyone wants to dump anything in my Ko-Fi. This first lot of debt will have its last repayment in March 2023. Then the next lot kicks in but I don't think the repayments will be as high, or if they are, they won't be for as long. After that, I have to start tackling the ten years of life destroying Hell debt. Any and all book sales help my situation at this point. Obviously, I plan on tracking down missing payments from publishers. Art sales also help considerably.
I don't know what is happening with my student loans. I graduated in 2008. That was the year before top-up fees. Not only that, but I spent three additional years locked in my bedroom (only sometimes allowed to attend university) to reduce my loan and debt amount. I have already paid some back (mainly an over payment from my mother lying on the loan form, I don't know how it is in other countries where you pay for university, but over here, your parents have to fill in the form and it goes off their income). Although I was aware she was lying, if I didn't sign the form, she wouldn't have allowed me to attend.
I'm in for a financially challenging few months, but at least I have that pension. Once the nearly-evicted debt is paid, I will get some driving lessons and finally put that provisional to use (it arrived about two weeks before the first lockdown, but that was prior to nearly being evicted). After that and buying a car, I will set up two savings accounts - one for a rainy day (unfortunately, as long as I stay where people can find me, I am always a high risk for a rainy day) and the other called 'get the fuck outta here'.
As social media was treated to some pigeons, here's some pigeons for you. There might be a racer or two mixed in there, but that's a mainly feral flock.
Saving for retirement is very important. I did point that out to the people in my life. I argued it, making me sicker and it just didn't click in their feeble brains (not even in the head's of my son's primary school teachers). I really don't know where these people think retirement funds come from. It certainly isn't the government. Even now, with the latest generation that didn't have private pensions reaching the end of their lives, the state pension is not enough to live off.
Obviously, my health isn't great. I'm honestly hoping to make it to retirement age. If I don't, my son will inherit everything I put away. And as stated previously and across social media, me and my son intend on identity changes and moving to a non-english speaking country, away from the stress of people who wouldn't let me work in the first place. My pension can come with me and hopefully without any new stress, I can live a long life (even if I don't have the energy for a full life, but I make the most out of what energy I do have).
I still have a ton of debt to pay back, but the government had companies set up private pension schemes for their employees and it has finally kicked in. I could opt out, but my lack of a pension was a major source of my stress and anxiety to begin with and given how old I am and not knowing how long my working life will be, it seems best to be enrolled for the minimum amount at the moment (once the debt is sorted out, I can pay in more).
I have set up some debt repayment, mainly relating to nearly being evicted. Even at the lowest possible repayment amount I was offered, it is still really high. My money is really tight right now. I have no objections if anyone wants to dump anything in my Ko-Fi. This first lot of debt will have its last repayment in March 2023. Then the next lot kicks in but I don't think the repayments will be as high, or if they are, they won't be for as long. After that, I have to start tackling the ten years of life destroying Hell debt. Any and all book sales help my situation at this point. Obviously, I plan on tracking down missing payments from publishers. Art sales also help considerably.
I don't know what is happening with my student loans. I graduated in 2008. That was the year before top-up fees. Not only that, but I spent three additional years locked in my bedroom (only sometimes allowed to attend university) to reduce my loan and debt amount. I have already paid some back (mainly an over payment from my mother lying on the loan form, I don't know how it is in other countries where you pay for university, but over here, your parents have to fill in the form and it goes off their income). Although I was aware she was lying, if I didn't sign the form, she wouldn't have allowed me to attend.
I'm in for a financially challenging few months, but at least I have that pension. Once the nearly-evicted debt is paid, I will get some driving lessons and finally put that provisional to use (it arrived about two weeks before the first lockdown, but that was prior to nearly being evicted). After that and buying a car, I will set up two savings accounts - one for a rainy day (unfortunately, as long as I stay where people can find me, I am always a high risk for a rainy day) and the other called 'get the fuck outta here'.
As social media was treated to some pigeons, here's some pigeons for you. There might be a racer or two mixed in there, but that's a mainly feral flock.